Financial Inclusion & Insurance Department, J&K Grameen Bank under the chairmanship of Janak Raj Angural and in collaboration with NABARD conducted Financial Literacy programmeat unbanked villages namely Mehmoodpur&Deoliin district Jammu, under Branch OfficesBishnah and Deoli.
Archana Jamwal, Sarpanch, Panchayat Chak Avtara who was chief guest on the occasion, highlighted the various schemes like KCC card, Rupay Kisan Card, Crop Insurance, Insurance (Life & Non-Life) which are provided by J&K Grameen bank.She impressed upon the gathering especially women to make best utilization of these schemes for their as well as their community development.
Dikshit Sharma, BH Bishnahtalked at length about various lending/deposit schemes offered by the banksuch as Housing loan, Transport loan, Car loan, Education loan etc.offered at very competitiverates and made available on easy EMIs.On spot Rupay debit cards were also distributed to the customers.He also spread awareness among the gathering about the benefits of social security schemes namely Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY). He told the gathering about the latest developments in PMJDY like the overdraft amount raised to Rupees Ten thousand and the age limit to open a PMJDY account is also increased to 65 years and there will be no condition for Overdraft up to Rupees Ten thousand plus the accidental insurance cover for new Rupay card holders has been raised from Rs. 1 lakh to Rs. 2 lakh for the new PMJDY accounts opened after 28.08.2018.
Ankush Gupta, BH Deoli alsospoke at length about various lending as well as deposit schemes of the Bank. Thetrending topic of creating a cashless economy and its accompanying benefits was also discussed about. He created awareness amonggathering about new technologies available in the bank such as use of POS machine, Rupay debit card, KCC Rupay debit card, Net banking, Mobile banking services, IMPS, Aadhaar based transactions and so on. He told them about the merits and demerits of using such services and precautions to be taken care of while utilizing such facilities so as not to fall prey to some fraudulent person’s active in the market.He said that the Bank is targeting for opening 1 lakh new PMJDY accounts before the end of March 2019 and, therefore, appealed the gathering to spread awareness among their near and dear ones so that no one is kept out of loop of banking services.
Besides the gathering, the other dignitaries of the area including former Sarpanchsand Panchsof the villages were also present during the event.
